Elite recognition, in brilliant blue sapphire.
Qualification is calculated on the current financial year. Single premium is counted at 10%.
Your LIC branch must certify the business figures — certification document is mandatory.
The IMRF Verification Committee validates all documents. Committee decision is final.
Membership fee is compulsory; your circle activates after payment and final approval.
Send your details and our team will guide you through verification and membership.
Apply for SAPPHIRE CIRCLE